Payment solutions

Trusted third parties to ensure payment security in your marketplace and respect the DSP2 European Directive.

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What is a PSP? (Payment Service Provider)

A PSP acts as a trusted third party between the seller and the buyer. It allows to make secure payments on a platform: payments by card, wire transfers, escrow payments, …

Why use a PSP in your service marketplace?

The European regulation PSD2 applies to transactional service marketplaces to the extent that their activity is considered as the ‘provision of a payment service’. To be compliant with this regulation, you have 3 options: obtain an approval from the French Prudential Supervision and Resolution Authority (ACPR), obtain an exemption of approval, or use a PSP. Using a PSP is the best option to launch a secure platform fast.

  • Online payments
  • Management of escrow accounts
  • Payment compliance

PSP native to Second

The Second solution natively includes 3 PSP: Stripe, Mangopay and Lemonway. These 3 solutions cover all payment needs of a service marketplace.

Negotiated pricing

These PSP are partners of Second. When using them in your Second platform, you benefit from preferential rates for their setup and use, as well as a more comprehensive customer service.

Our PSP partners

Description

Lemonway is a PSP adapted to marketplaces, e-commerce solutions, and crowdlending, crowdequity and donation platforms.

Les atouts
  • Credit card payments
  • KYB/KYC
  • Wire transfers
  • 14 currencies
  • PSD2
  • RGDP
  • SCA
  • Fraud detection
Its clients:

Why do we work together?

Lemonway offers payment solutions and services adapted to our european clients: large companies, and small and mid-sized companies.



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Description

Mangopay is a PSP dedicated to marketplaces, FinTech and crowdfunding platforms.

Les atouts
  • Credit card payments
  • KYB/KYC
  • Wire transfers
  • 15 currencies
  • PSD2
  • GDPR
  • PCI-DSS
Its clients:
Why do we work together?

As a historic player in the marketplace payment solutions market, Mangopay offers a a range of solutions for start-ups and innovative small companies, as well as big groups and collectivities.
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Description

Stripe is an American payment solution specialized in marketplaces, e-commerce platforms and payment in physical stores.

Les atouts
  • Credit card payments
  • KYB/KYC (with partner)
  • 135 currencies
  • PSD2
  • GDPR
  • Fraud detection
Its clients:

Why do we work together?

Stripe is one of the main players in marketplace payments. Since its origin, Stripe allows us to provide a solution to our American clients.



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Contact our partners to learn more about their services

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Integrating other payment solutions

Cocolabs can integrate other PSP into Second to meet all your payment needs.

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Become a major player in the platform ecosystem by launching your service marketplace.

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