Payment solutions

Trusted third parties to ensure payment security in your marketplace and respect the DSP2 European Directive.

Contact our experts
Home > PSP

What is a PSP? (Payment Service Provider)

A PSP acts as a trusted third party between the seller and the buyer. It allows to make secure payments on a platform: payments by card, wire transfers, escrow payments, …

Why use a PSP in your service marketplace?

The European regulation PSD2 applies to transactional service marketplaces to the extent that their activity is considered as the ‘provision of a payment service’. To be compliant with this regulation, you have 3 options: obtain an approval from the French Prudential Supervision and Resolution Authority (ACPR), obtain an exemption of approval, or use a PSP. Using a PSP is the best option to launch a secure platform fast.

  • Online payments
  • Management of escrow accounts
  • Payment compliance

PSP native to Second

The Second solution natively includes 3 PSP: Stripe, Mangopay and Lemonway. These 3 solutions cover all payment needs of a service marketplace.

Negotiated pricing

These PSP are partners of Second. When using them in your Second platform, you benefit from preferential rates for their setup and use, as well as a more comprehensive customer service.

Our PSP partners

Description

Lemonway is a PSP adapted to marketplaces, e-commerce solutions, and crowdlending, crowdequity and donation platforms.

Les atouts
  • Credit card payments
  • KYB/KYC
  • Wire transfers
  • 14 currencies
  • PSD2
  • RGDP
  • SCA
  • Fraud detection
Its clients:
Why do we work together?

Lemonway offers payment solutions and services adapted to our european clients: large companies, and small and mid-sized companies.

Find out more
Description

Mangopay is a PSP dedicated to marketplaces, FinTech and crowdfunding platforms.

Les atouts
  • Credit card payments
  • KYB/KYC
  • Wire transfers
  • 15 currencies
  • PSD2
  • GDPR
  • PCI-DSS
Its clients:
Why do we work together?
As a historic player in the marketplace payment solutions market, Mangopay offers a a range of solutions for start-ups and innovative small companies, as well as big groups and collectivities.
Find out more
Description

Stripe is an American payment solution specialized in marketplaces, e-commerce platforms and payment in physical stores.

Les atouts
  • Credit card payments
  • KYB/KYC (with partner)
  • 135 currencies
  • PSD2
  • GDPR
  • Fraud detection
Its clients:
Why do we work together?

Stripe is one of the main players in marketplace payments. Since its origin, Stripe allows us to provide a solution to our American clients.

Find out more

Contact our partners to learn more about their services

By clicking on "Submit the form", I confirm that I have read the Cocolabs Privacy Policy.

Fields marked with an (*) are required.

This field is for validation purposes and should be left unchanged.

By clicking on "Submit the form", I confirm that I have read the Cocolabs Privacy Policy.

Fields marked with an (*) are required.

This field is for validation purposes and should be left unchanged.

Integrating other payment solutions

Cocolabs can integrate other PSP into Second to meet all your payment needs.

Launch your service marketplace

Become a major player in the platform ecosystem by launching your service marketplace.

Book a meeting